Yggdrasil turned the fairy tale inside out: three piggies run the vault, Mamma Pig signs off on the payouts and the wolf arrives as a coin worth 1x to 10x your bet. RTP up to 96% depending on the casino, a 5,625x ceiling on the round.
The pitch pulls in two directions at once. RTP runs up to 96% depending on the casino, volatility is rated low, and the ceiling on a round is 5,625x the bet. A calm game with a cap that high is the reason to try this one: the reels keep talking to you at a 25.2% hit frequency, roughly one spin in four, while the top of the game sits far above the pace of it.
The RTP figure needs one sentence of care. 3 Piggies of Bank runs in four configurations (96%, 94%, 92% and 90.5%) and the operator decides which build sits in its lobby. Yggdrasil’s own game page advertises 96% and more; the launcher the provider serves to the public runs 94%. Open the game info panel at your casino, read the RTP line, and you know exactly what you are playing before the first spin costs anything.
Number
What it means at the table
What to do with it
RTP up to 96%
Four builds exist and the casino picks one
Read the RTP line in game info before raising the bet
25.2% hit frequency
About one spin in four pays something back
Expect contact, not silence, between features
5,625x max win
EUR 112,500 at the EUR 20.00 maximum bet
Treat it as a round ceiling, not a session forecast
25 fixed paylines
All live on every spin, nothing to unlock
Bet size is your only lever on cost per spin
EUR 0.10 to EUR 20.00
The ceiling is 200 times the floor, default EUR 1.00
Pick the stake that makes a 250x buy affordable
Grand 1,000x
Awarded for filling all 15 board positions
Watch the ladder beside the grid, not the balance
The 5x3 board with the three bank houses and the Grand, Major, Minor and Mini ladder. Open the same table at our casino.
The premise does the work that a wall of specification cannot. In the fairy tale the wolf blows the house down; here the three little pigs own the building, Mamma Pig stands behind the counter as the banker, and the wolf has been reduced to currency: a Wolf Coin worth 1x to 10x the bet, dropping onto the reels in the middle of everybody else’s business. Above the grid sit three houses, labelled DOUBLE, MYSTERY and COLLECT from left to right, and the whole bonus layer is a question of which of those three doors opens.
The symbol set follows the same joke. Four card suits (hearts, diamonds, clubs and spades) carry the low end, stamped like the cheap notes at the bottom of a till. Four high symbols run the vault itself: the safe, gold bars, silver bars and a cash stack. Mamma Pig works as the Wild, Blow it Down is the Scatter, the Wolf Coin is the money, and the three Piggie Coins in green, blue and red are the keys to the three banks. That is fourteen distinct pieces on a board that a player reads in a single glance, which is the point: nothing in 3 Piggies of Bank needs a tutorial, and the full review
goes into what that costs the game in depth and what it buys in clarity.
The art itself is worth a word. Yggdrasil published a 1920x1080 title lockup and a wide vault background for this title, and the intro splash calls out the Grand Prize and the Expanding Wild before you have pressed a single button. It is a lobby-first design: the game tells you its two best features on the loading screen.
The splash screen names the Grand Prize and the Expanding Wild before the first spin. Open the game and press START.
Twenty-five fixed paylines, running left to right from the leftmost reel, and only the highest combination on each line counts. That one rule settles most of the questions a new player has. Fixed lines replace ways-to-win and cluster maths, every line stays switched on, and the only thing you can buy before the reels turn is a bonus the game is perfectly happy to hand you for nothing.
Five reels, three rows, fifteen positions. At the EUR 1.00 default bet the pay table reads in plain cash: five safes across a line return EUR 15.00, five gold bars EUR 10.00, five silver bars EUR 8.00, five cash stacks EUR 6.00, and any of the four card suits EUR 2.00. Four-of-a-kind on the safe pays EUR 3.00 and three pays EUR 0.80, which is where the low-volatility character shows itself: the short combinations are frequent and small, and they are the reason the balance moves at all between bonus rounds. The how-to-play page
walks the same panel button by button, including the game history that lets you rewatch the last spins.
GAME INFO carries the whole pay table, nine paying symbols with their three, four and five values, and the 25 lines diagrammed underneath. Read the same screen at our casino.
Because every prize is a multiple of the bet, the whole pay table scales with the slider. Move from EUR 1.00 to EUR 2.00 and five safes return EUR 30.00; drop to EUR 0.10 and the same line returns EUR 1.50. The numbers on the screen are dynamic, printed at your current stake, so the game never asks you to do the multiplication yourself.
Mamma Pig is an Expanding Wild: she spreads across her reel in stages, and each stage carries a multiplier of its own, 1x for a single symbol, 2x for two rows, 3x for a full reel. Where several expanded Wilds land together the multipliers are added and applied to the whole win rather than to one line, and the published ceiling is 15x, which is what a board of five fully expanded Wilds carries. At the EUR 1.00 bet a five-vault line worth EUR 15.00 with one fully expanded Wild in it pays EUR 45.00. She cannot expand over a Scatter or a Coin. Blow it Down, the Scatter, only ever lands on reels 1, 3 and 5: three of them award 10 free spins, and three more during the feature add another 10.
The headline act is Lock ’em & Load ’em. Six or more Wolf Coins together with a single Piggie Coin open it, and the game can also start it at random while you are picking up individual Piggie Coins. What follows is a lock-and-respin round with a short fuse: one free spin with the coins you arrived with, then five respins, and the counter resets to five every time a new Coin lands. It ends when the respins run out or when all 15 positions are full.
Which bank you are playing in is decided by the colour of the Piggie Coin that opened the door:
Bank
Coin
What the coin does
Value
Collect
Green
Takes a value equal to the sum of every other coin on the board
Grows as the board fills
Double
Blue
Multiplies every Coin value on the board by x2, then takes a value of its own
1x to 150x the bet
Mystery
Red
Turns into one of six fixed prizes
15x, 30x, 50x, 75x, 100x or 150x the bet
Down the left-hand side of the screen runs the ladder: Grand at the top, then Major, Minor and Mini, printed in cash at your stake. At the EUR 1.00 default that column reads EUR 1,000, EUR 200.00, EUR 50.00 and EUR 15.00, which are 1,000x, 200x, 50x and 15x the bet. They are fixed multiples paid inside the bonus game, so the figures standing beside the grid are exactly what a round can award, whatever the lobby around it looks like. Mini, Minor and Major arrive when a special Coin lands during the round; the Grand is the one with a condition you can see coming, because it needs all 15 positions filled, and at the EUR 20.00 maximum it is worth EUR 20,000. The features page
takes each bank apart in order, with the symbol table underneath it.
The BUY BONUS panel with all five buys and their prices. Grab a bank and start the round at our casino.
Every purchase in the panel leads into the same bonus game at the same 94.0% theoretical return, so the choice is about which bank you want rather than which one is kinder to your balance. And a buy price is a price: 120x means the round costs you 120 base spins, and it says nothing about how often the feature arrives on its own.
Buy
Price
At EUR 0.10
At EUR 1.00
At EUR 20.00
Collect bank
120x
EUR 12.00
EUR 120.00
EUR 2,400
Mystery bank
150x
EUR 15.00
EUR 150.00
EUR 3,000
Randomly selected bank
150x
EUR 15.00
EUR 150.00
EUR 3,000
Double bank
180x
EUR 18.00
EUR 180.00
EUR 3,600
All three banks
250x
EUR 25.00
EUR 250.00
EUR 5,000
Which buys show up in the panel depends on your casino’s market: open BUY BONUS in the game and read your own price list.
Put the 5,625x cap beside the 1,000x Grand and the arithmetic of a big round stops being mysterious. The Grand is 1,000x of it and the rest is Coin values, which is why a maximum round is a board that fills rather than one enormous symbol. A Double Coin landing late doubles a board the Collect Coins have already inflated, and the Grand is paid on top of that as a separate award for the fifteenth position.
Set against the ceiling, the pace is gentle. Low volatility and a 25.2% hit frequency describe a game that returns something roughly every fourth spin, mostly in card-suit and four-of-a-kind sizes. That combination suits a longer session at a smaller stake far better than a short one at the top of the slider, and it is the argument our strategy page
builds out: at EUR 0.10 a 250x all-banks buy costs EUR 25.00, which is a decision; at EUR 20.00 the same buy costs EUR 5,000, which is a different game entirely.
One more piece of arithmetic worth having in your head. The Mystery bank’s top coin is 150x the bet and the Major on the ladder is 200x, so a single red coin at its best is three quarters of a Major, and the ladder is not something the coins reach by accident. The RTP page
puts all four configurations, the hit frequency and the buy-side return in one place.
Yggdrasil built this for desktop, Apple and Android, and it runs in Chrome, Firefox and Safari, so the choice of screen is yours rather than the game’s. Thirty-two languages ship with the client, which is why the same title appears with local text across very different lobbies. A round interrupted mid-play can be replayed within one hour of the interruption; after that the winnings are credited to your account automatically: a small thing until the moment your train goes into a tunnel.
One thing about the game does travel: the control panel is built to be configured. Yggdrasil describes Autoplay, the space-bar spin and the fast-spin button as available in selected markets, so two players can meet the same board behind two different panels. Which controls you get is a statement about the market your casino serves, never about the game: the reels, the 25 lines and the ladder underneath are identical in every case.
If you want the operator side in detail (which lobby types carry the full Yggdrasil catalogue, and where the BUY BONUS panel is switched on) our where to play page
covers it, the Yggdrasil provider page
covers the studio and its licences, and the head-to-head with Joker Never Retires
sets this game against the other buy-bonus comedy on the shelf. Looking for more of the same shape? Start with similar slots
.
How a round plays out
The second step is where most of the reading happens; the rest takes care of itself.
I
Set the bet
The slider runs from EUR 0.10 to EUR 20.00 and opens on EUR 1.00. Every prize in the game is a multiple of that figure, so the bet you pick is the scale of everything below it.
II
Spin 25 fixed lines
Lines pay left to right from the leftmost reel and only the highest combination on each line counts. Nothing is bought or unlocked: all 25 are live on every spin.
III
Collect what the wolf drops
Wolf Coins land carrying 1x to 10x the bet. Piggie Coins come in green, blue and red, one colour for each of the three bank houses above the reels.
IV
Open Lock 'em & Load 'em
Six or more Wolf Coins together with a single Piggie Coin start the bonus, and the game can also start it at random while you are collecting Piggie Coins.
Wilds, free spins and the three banks
Feature
Mamma Pig, the Expanding Wild
Trigger
Mamma Pig landing on the reels
Effect
She expands across her reel and each stage carries a multiplier; several expanded Wilds add theirs and the total applies to the whole win
1x for a single, 2x for two rows, 3x for a full reel; multipliers are added and applied to the total win, with a published 15x cap
Feature
Blow it Down free spins
Trigger
Three Blow it Down Scatters on reels 1, 3 and 5
Effect
Awards free spins; three more Scatters during the feature extend it
10 free spins, plus 10 extra
Feature
Lock 'em & Load 'em
Trigger
6 or more Wolf Coins with 1 Piggie Coin, or at random while Piggie Coins are collected
Effect
One free spin, then 5 respins that reset to 5 every time a new Coin lands; Coins lock where they fall
ends on zero respins or 15 filled positions
Feature
The Collect bank
Trigger
A green Piggie Coin
Effect
Every Collect Coin takes a value equal to the sum of all the other coins on the board
grows with each coin that lands before it
Feature
The Double bank
Trigger
A blue Piggie Coin
Effect
Doubles every Coin value on the board and then takes a random value of its own
x2 on the board, plus 1x to 150x the bet
Feature
The Mystery bank
Trigger
A red Piggie Coin
Effect
Each Mystery Coin turns into one of six fixed values
15x, 30x, 50x, 75x, 100x or 150x the bet
Feature
The prize ladder
Trigger
A special Coin landing during the bonus for Mini, Minor and Major; all 15 positions filled for the Grand
Effect
Mini, Minor, Major and Grand stand in the column beside the grid as fixed multiples of the bet
15x, 50x, 200x and 1,000x
Feature
Five bonus buys
Trigger
The BUY BONUS panel
Effect
Buys one bank, a random bank, or all three banks straight into Lock ’em & Load ’em
120x, 150x, 150x, 180x and 250x the bet
Where 3 Piggies of Bank fits
One account carries the game across every screen you own.
18+. 3 Piggies of Bank is a game of chance and a demo round never predicts a real one. Set your limits before you start: our responsible gambling page
shows how.
Questions about 3 Piggies of Bank
What is the RTP of 3 Piggies of Bank?
The game ships in four configurations: 96%, 94%, 92% and 90.5%. Yggdrasil’s own shop window calls it 96% and more, and the provider’s public demo runs the 94% build. Which one you meet is a decision your casino makes, so open the game info and read the RTP line before you raise the bet. The full breakdown sits on our RTP page
.
How much can 3 Piggies of Bank pay?
The ceiling on a single round is 5,625x the bet. At the EUR 20.00 maximum that is EUR 112,500; at the EUR 1.00 default it is 5,625 times your stake for that spin.
Who makes 3 Piggies of Bank and when did it come out?
Yggdrasil Gaming, an in-house release rather than a partner-studio title, published on 9 September 2026.
Does 3 Piggies of Bank have a bonus buy?
Yes, five of them. Collect costs 120x the bet, Mystery and a randomly selected bank 150x, Double 180x, and all three banks together 250x. Each one drops you straight into the Lock ’em & Load ’em Bonus Game.
How do you trigger Lock 'em & Load 'em?
Land six or more Wolf Coins together with one Piggie Coin. The game can also start the bonus at random while you are collecting individual Piggie Coins.
Can I play 3 Piggies of Bank for free?
Yes. Yggdrasil’s own launcher loads on this page and on our demo page
, with the full board, the pay table and the BUY BONUS panel to look through.
Is 3 Piggies of Bank high or low volatility?
Low, and the 25.2% hit frequency is the number behind that label: roughly one spin in four returns something.
Does 3 Piggies of Bank work on mobile?
Yes. The game is built for desktop, Apple and Android, and it runs in Chrome, Firefox and Safari. Our app page
covers playing it through the casino app.