Yggdrasil Gaming

The licences Yggdrasil publishes#

Every licence Yggdrasil publishes is a supplier licence rather than an operator one, and the distinction matters more than the count. A supplier licence covers the studio’s right to build and distribute games and the obligations that come with it; it says nothing about any particular casino’s right to take your deposit. The list below runs across Malta, Great Britain, Sweden and Gibraltar.

The British picture has two more entries behind it. Yggdrasil Gaming Sweden AB holds 050632-R-328581-003 as a gambling-software umbrella licence, and Yggdrasil Gaming (Gibraltar) Ltd holds 045735-R-323978-008 for remote casino B2B with hosting in Gibraltar. Three licences for one group is ordinary for a supplier operating across several hosting arrangements, and it is the reason the studio’s games appear in British lobbies at all.

Spelinspektionen, the Swedish gambling authority, issues the B2B supplier licence separately from operator licences, which is why a number like 23Si614 tells you about the game rather than about the site serving it. The practical upshot for a player is simple enough: a game from a licensed supplier arrives at your casino with its rules, its RTP configurations and its certification already settled at the source, and the lobby around it is a separate question. Our where to play page covers the lobby side.

The catalogue and where 3 Piggies of Bank sits#

Lock ’em & Load ’em is the studio’s own mechanic, and it is the label Yggdrasil attaches to this release rather than a generic description of lock-and-respin play. In 3 Piggies of Bank it means coins that lock where they fall, a respin counter that resets to five on every new Coin, and a round that closes on zero respins or on all 15 positions filled.

The game is classified by its own provider as a Video Slot and typed as Buy Bonus, and that second label is the one with consequences for a player: it means the way into the feature carries a published price. The five-item menu makes the classification concrete, running from Collect at 120x the bet through Mystery and a random bank at 150x and Double at 180x to all three banks at 250x, every one of them at the same 94.0% theoretical return.

The studio also publishes its own art for the title: a 1920x1080 title lockup and a wide vault background, both used on this site. That is worth a sentence because it tells you something about how the game is meant to appear in a lobby. It is a title-first design: the lockup is the gold coin, the wordmark and a Lock ’em & Load ’em badge, built to sit on a lobby tile rather than a character illustration that needs room around it.

If what you want is the feel rather than the badge, our similar slots page sets out the four dimensions that actually decide whether another game will play like this one, and the head-to-head with Joker Never Retires does it with numbers.

What the studio publishes about the game#

Yggdrasil documents this title properly, which is why a page like ours can be specific rather than approximate. The board is 5x3 with 15 positions. There are 25 fixed paylines, paying left to right from the leftmost reel with only the highest combination per line counting. The cap on a round is 5,625x the bet, and the hit frequency is 25.2% against a low volatility rating.

The RTP entry is the interesting one, because the studio publishes four configurations (96%, 94%, 92% and 90.5%) and its own game page describes the title as 96% and more. Both statements are accurate: the shop window quotes the top build, and the four-way list describes what operators can license. The line that applies to you is the one in the game info panel at your casino.

Bets run from EUR 0.10 to EUR 20.00 with EUR 1.00 as the default, and the pay table is dynamic, printing in cash at whatever stake you have set. The game carries a Game History entry that replays the last spins, and a rule on interrupted rounds: a round cut short during play can be replayed within one hour of the interruption, after which the winnings are credited automatically.

That level of published detail is why a page like ours can be specific. Our RTP page works the four configurations through in full, with the cap and the buy prices costed at three stakes.

How a supplier’s decisions reach your screen#

A supplier makes choices a player experiences without ever seeing them named, and this release is a clear example of each.

It decides the shape. Five reels, three rows, 25 fixed paylines paying left to right with the highest combination per line only. That is a deliberately conservative frame for a 2026 release, and it buys the game something specific: a new player understands a spin immediately, which leaves all the attention for the Coins.

It decides the spread of the pay table. At the EUR 1.00 bet the four card suits pay EUR 0.20, EUR 0.40 and EUR 2.00, and the safe pays EUR 0.80, EUR 3.00 and EUR 15.00. A tight spread like that is what produces a 25.2% hit frequency and a low volatility rating; a studio chasing a bigger ceiling in the base game would have stretched it.

It decides where the range lives. Here, entirely in the bonus. The Wolf Coin carries 1x to 10x the bet, the Mystery Coin up to 150x, the Grand pays 1,000x for a full board, and the round cap stands at 5,625x. Nothing on a payline approaches those figures, which is a design decision rather than an oversight.

It decides how many ways in there are. Five buys rather than one, at 120x, 150x, 150x, 180x and 250x the bet. Because the theoretical return is identical across them, the prices describe what each bank does rather than steering you toward one option: Double at 180x is exactly one and a half times Collect at 120x, and all three at 250x costs less than Collect and Double bought separately, which would come to 300x.

It decides what the panel can do, within what each market permits. Autoplay, Game History, the fast-spin button and the space-to-spin shortcut are all present in the build, and the rules say plainly which of them depend on the market.

Certification and the random number generator#

Here is what the company states itself, in its own words on its own site: its random number generator and games are certified by accredited laboratories, and it describes itself as certified in over 20 markets. That is a company statement about its testing and its market coverage, and it is exactly as much as the studio publishes on the subject.

What carries more weight for a player is the licence list above, because those are registered entries held by named legal entities in named jurisdictions. A supplier licence from the Malta Gaming Authority, the Gambling Commission, Spelinspektionen or the Gibraltar regulator is not a marketing claim; it is a permission with a number attached, and it comes with obligations about how games behave.

There is a visible example of those obligations in this very game. Yggdrasil’s rules for 3 Piggies of Bank say the fast-spin button is available in selected markets, and that the panel itself differs by jurisdiction. That is how a supplier meets rules like Great Britain’s, where auto-play on online slots has been closed since 31 October 2021 and spin speeds faster than 2.5 seconds are not permitted. A studio building one game for many regulators has to make the panel configurable, and this one does. Our responsible gambling page covers the player-side controls that sit alongside those rules.

What it means for you as a player#

All of that reaches you as three practical consequences, which is the reason this page exists at all.

The rules travel with the game. Whichever lobby you open it in, 3 Piggies of Bank has 25 fixed paylines, three banks, a ladder from Mini 15x to Grand 1,000x the bet, and a 5,625x cap on the round. A supplier-built game is the same game everywhere, which is what makes a page like ours worth reading before you pick a casino rather than after.

The RTP does not. Four configurations ship and the operator picks one. That is the single genuine variable between two tables running the same title, and it is settled in ten seconds by opening game info. Do it before you raise the bet.

The client speaks your language. Thirty-two localisations ship with the game, English among them, and it runs on desktop, Apple and Android through Chrome, Firefox and Safari. Nothing about the experience is a compromise on one device or in one market.

Start with the free demo if you have not met the game yet, or go straight to the hub page for the full picture of what Yggdrasil built here.