What kind of slot 3 Piggies of Bank is#
Yggdrasil took the oldest wolf story in the book and reversed the money. In the 3 Piggies of Bank slot the pigs own the building, Mamma Pig works the counter as banker, and the wolf has been melted down into a coin worth 1x to 10x your bet. Above the grid stand three houses (labelled DOUBLE, MYSTERY and COLLECT) and the entire bonus layer is a question of which one of them opens.
Structurally it is old-fashioned on purpose. Five reels, three rows, fifteen positions. Twenty-five fixed paylines, running left to right from the leftmost reel, highest combination per line only. Four card suits at the bottom of the pay table, four vault symbols above them (safe, gold bars, silver bars, cash stack) plus the Wild, the Blow it Down Scatter, the Wolf Coin and three Piggie Coins in green, blue and red. Fourteen pieces on the board, and a new player understands every one of them inside three spins.
What sits on top of that frame is not old-fashioned at all. Lock ’em & Load ’em is a lock-and-respin round with a resetting counter, three different bank behaviours feeding it, a ladder of fixed prizes above it and a menu of five purchases leading into it. The features page works through each bank in order; the short version is that the base game is the ticket booth and the bonus is the show.
The numbers we judge it on#
The score rests on volatility, hit frequency, the cap and RTP, and the first three agree with each other more than you would expect.
Volatility is rated low. Hit frequency is 25.2%, about one spin in four, and it describes a game that keeps contact with the player, mostly through card-suit lines worth EUR 0.20 to EUR 2.00 at the EUR 1.00 bet. Against that gentle pace stands the cap: 5,625x the bet on a single round, EUR 112,500 at the EUR 20.00 maximum. A calm base game holding a ceiling that high is the most interesting thing about this release, and it is where most of the score comes from.
RTP is the figure that needs care. The game ships in four configurations (96%, 94%, 92% and 90.5%) and the operator chooses. Yggdrasil’s own shop window says 96% and more; the launcher the provider serves publicly runs 94.0%. Neither figure is wrong, and neither on its own is the truth. Four configurations mean you check the RTP line at your site before you raise the bet, which takes about as long as reading this sentence.
Low volatility means a steadier pace, not a better outcome. What it buys you here is time: the practical ability to sit at a EUR 1.00 stake long enough to reach the part of the game you came for.
The bonus buys: what you pay and what you get#
The buy menu is priced in the open, which is the part of this release we rate highest. Read those prices as prices: 120x means the round costs the same as 120 base spins at your current stake, and it says nothing about how often the feature arrives on its own.
| Buy | Price | Cost at EUR 0.10 | Cost at EUR 1.00 | What you get |
|---|---|---|---|---|
| Collect bank | 120x | EUR 12.00 | EUR 120.00 | Green coins that take the sum of everything else on the board |
| Mystery bank | 150x | EUR 15.00 | EUR 150.00 | Red coins landing on 15x, 30x, 50x, 75x, 100x or 150x |
| Randomly selected bank | 150x | EUR 15.00 | EUR 150.00 | One of the three, chosen by the game |
| Double bank | 180x | EUR 18.00 | EUR 180.00 | Blue coins doubling the board, then taking 1x to 150x themselves |
| All three banks | 250x | EUR 25.00 | EUR 250.00 | Every behaviour in one Lock ’em & Load ’em round |
Two things stand out. First, all five buys carry the same 94.0% theoretical return, so the menu is a question of taste rather than of value: nothing on it is a trap and nothing on it is a bargain. Second, the pricing is internally consistent. Double costs 180x against Collect’s 120x, exactly one and a half times as much, and the all-banks ticket at 250x undercuts buying Collect and Double separately, which would run to 300x.
Set the buys against the ladder and the shape of the round becomes clear. The Mystery bank’s best single coin is 150x the bet; the Major on the ladder is 200x; the Grand is 1,000x and needs all fifteen positions filled. So the coins themselves do not reach the top of the ladder alone: a big round is a board that fills, with Double Coins compounding what the Collect Coins have already gathered.
There is a price reading in that too. The all-banks ticket at 250x costs a little more than the Major pays at 200x and exactly a quarter of the Grand at 1,000x, which is the arithmetic a bonus hunter actually wants: the round is priced against the middle of the ladder rather than against the top of it. Mini, Minor and Major still need a special Coin to land during the round, so what the ticket buys is entry and behaviour, not a place on the ladder.
What the base game actually gives you#
A review that only talks about the bonus would be describing half the product, and in a low-volatility slot the smaller half is not the base game.
Twenty-five fixed paylines run left to right from the leftmost reel, paying only the highest combination on each line. At the EUR 1.00 default the full lines read EUR 15.00 for five safes or five Mamma Pigs, EUR 10.00 for gold bars, EUR 8.00 for silver, EUR 6.00 for cash stacks and EUR 2.00 for any of the four card suits. The four-symbol rows sit far lower (EUR 3.00 on the safe, EUR 0.40 on a card suit) and the three-symbol rows lower still, at EUR 0.80 and EUR 0.20.
Read that spread and the pace makes sense. A quarter of spins returning something means a great many EUR 0.20 and EUR 0.40 results, punctuated by the occasional full line. The balance leaks rather than lurches, which is what a low volatility rating feels like from the inside, and it is what makes this game playable at a stake you would not risk in a high-variance title.
Mamma Pig is the base game’s redeeming feature. She expands in stages carrying 1x for a single symbol, 2x for two rows and 3x for a full reel; several expanded Wilds add their multipliers and the total applies to the whole win, with 15x published as the ceiling. At the EUR 1.00 bet a five-vault line worth EUR 15.00 becomes EUR 45.00 with one fully expanded Wild in it, which is still a long way under the Major at 200x. She pays at the same top rate as the safe in her own right and never expands over a Scatter or a Coin. Three Blow it Down Scatters on reels 1, 3 and 5 award 10 free spins with the same pay table and the same 25 lines, and a fresh trio during the feature adds another 10.
What the base game does not do is threaten the ceiling. The 5,625x cap belongs to the bonus, and nothing on a payline gets near it. That division of labour is deliberate and, for the audience this game is aimed at, correct: cheap entertainment while you wait, and one feature where the range lives. Our how-to-play page has the payline rule and the panel in full.
Check our verdict yourself#
Ten spins are enough to test most of what we have said. Launch the demo below, leave the bet at EUR 1.00 and watch two things: how often something comes back, and how much of the screen the Wolf Coins occupy before anything happens with them. The 25.2% figure stops being an abstraction very quickly.
Then open BUY BONUS and buy the Collect bank with play money. It is the cheapest of the five at 120x and the easiest to read, because every green coin visibly takes the value of everything else on the board. Once you have watched that mechanic once, the other two banks make sense without explanation, and the demo page has the same launcher with a checklist of what else to try.
The name problem, briefly#
One practical note that belongs in a review rather than a footnote. Searching for this game in English is harder than it should be, because the name sits in a crowded neighbourhood: 3 Little Piggies, Piggy Bank 3 Pots Bonanza from Evoplay, Piggies and the Bank Cash Collect from Playtech, 3 Magic Piggy Banks Hold & Win from Hacksaw and 3 Pigs Bacon Bankroll are all different games by different studios.
The title has exactly one spelling, “3 Piggies of Bank”, and one reliable way to find it: add a qualifier. “3 Piggies of Bank slot”, “3 Piggies of Bank Yggdrasil” or “3 Piggies of Bank RTP” will land you here rather than on somebody else’s pig. Inside a lobby, filtering by Yggdrasil in the provider list does the same job.
It is worth a paragraph in a review because picking up the wrong title is a real cost: the games in that list have different grids, different volatility and different ceilings, and none of them has the three bank houses or the resetting respin counter that make this one worth writing about. Our alternatives page sets the whole list out properly.
Who the game suits#
The answer depends on what you came for, and it is genuinely different in each case.
The long-session player. This is the game’s natural audience. Low volatility, 25 lines live on every spin, a 25.2% hit frequency and a EUR 0.10 floor on the bet add up to a table you can sit at for a while without drama. Our strategy page turns that into bet sizing.
The bonus hunter. Better served than usual, because the menu is five items deep and priced in the open. At EUR 0.10 a stake, the whole ladder of buys runs from EUR 12.00 to EUR 25.00, which makes experimenting with all three banks genuinely affordable. One caveat we would put in any review of a buy-bonus title: the panel a given market shows is the authoritative price list, so open it before you plan around ours.
The maximum chaser. Less well served, and honestly so. The bet tops out at EUR 20.00, which caps the cash ceiling at EUR 112,500; a hunting table this is not. The 5,625x multiple is real, but it arrives through a board that fills rather than through a single enormous line.
A closing note that applies to all three. We scored the game, not the panel around it: Yggdrasil ships Autoplay, the space-bar spin and the fast-spin button as market-dependent controls, so the client you meet may be leaner than the one we spun. Nothing in the verdict above depends on them. Our where to play page covers the lobby side, and the 3 Piggies of Bank hub has the rest of the slot in one place.